Equity Release Calculator (United Kingdom)
Equity Release Calculator (United Kingdom): a planned Super Calculator tool. Stub page: the tool, its formula and a worked example are not published yet.
Equity Release Calculator (United Kingdom) is a planned calculator in the real estate section of Super Calculator, covering home equity.
What this calculator will compute
Inputs: property value (GBP), age of youngest borrower, release amount (GBP), fixed rate (%), projection years and appreciation (%).
Outputs: maximum release (GBP), debt by year (GBP), equity remaining by year (GBP) and year debt exceeds value.
Formula, recorded as scope and not yet verified against a primary source: Maximum release is a percentage of property value read from a lender table keyed on the age of the youngest borrower, rising with age. Interest rolls up and compounds annually on a lifetime mortgage, so the debt path is balance_0 * (1+r)^t against the property path value_0 * (1+g)^t, bounded by the no-negative-equity guarantee.
Status
This page is a stub. The calculator is not built, no figure on this page has been verified against the authority that sets it, and nothing here should be used to make a decision. The page exists so that the site structure is complete and so that articles can link this concept on first mention.
The stub carries noindex, nofollow and is excluded from the sitemap.