Merchant Cash Advance Cost Calculator

Merchant Cash Advance Cost: a planned Super Calculator tool. Covers advance amount. Stub page: the tool, its formula and a worked example are not published yet.

Merchant Cash Advance Cost Calculator is a planned calculator in the business section of Super Calculator, covering corporate finance.

What this calculator will compute

Inputs: advance amount, factor rate, holdback percentage (%), average daily card receipts and fees.

Outputs: total repayment (currency), estimated repayment period (days), effective annual rate (%) and daily remittance.

Formula, recorded as scope and not yet verified against a primary source: Total repayment = advance * factor rate, repaid as a fixed percentage of daily card receipts. The effective annualized rate depends on the repayment speed, which depends on sales volume, so a higher sales volume raises the effective rate rather than lowering the cost.

Status

This page is a stub. The calculator is not built, no figure on this page has been verified against the authority that sets it, and nothing here should be used to make a decision. The page exists so that the site structure is complete and so that articles can link this concept on first mention.

The stub carries noindex, nofollow and is excluded from the sitemap.