Monte Carlo Retirement Simulation
Monte Carlo Retirement Simulation: a planned Super Calculator tool. Covers portfolio (currency). Stub page while the tool and its worked example are prepared.
Monte Carlo Retirement Simulation is a planned calculator in the finance section of Super Calculator, covering retirement.
What this calculator will compute
Inputs: portfolio (currency), annual withdrawal (currency), horizon (years), expected return (%), volatility (%), inflation (%) and number of simulations.
Outputs: success probability (%), percentile terminal wealth (currency), median depletion year and withdrawal for a target success rate (currency).
Formula, recorded as scope and not yet verified against a primary source: Simulates thousands of return paths drawn from a specified distribution or bootstrapped from historical returns, applying withdrawals and inflation each period, and reports the proportion of paths where the portfolio survives. Path dependence means the average return tells the reader almost nothing about the failure risk.
Status
This page is a stub. The calculator is not built, no figure on this page has been verified against the authority that sets it, and nothing here should be used to make a decision. The page exists so that the site structure is complete and so that articles can link this concept on first mention.
The stub carries noindex, nofollow and is excluded from the sitemap.