Negative Gearing Calculator (Australia)

Negative Gearing Calculator (Australia): a planned Super Calculator tool. Stub page: the tool, its formula and a worked example are not published yet.

Negative Gearing Calculator (Australia) is a planned calculator in the real estate section of Super Calculator, covering country mortgage regimes.

What this calculator will compute

Inputs: rental income (AUD), interest (AUD), other deductible expenses (AUD), depreciation (AUD), marginal tax rate (%), holding period (years) and expected capital growth (%).

Outputs: taxable loss (AUD), tax benefit (AUD), after-tax weekly cost (AUD) and capital growth required to break even (%).

Formula, recorded as scope and not yet verified against a primary source: Where deductible expenses including interest and depreciation exceed rental income, the loss offsets other assessable income at the investor’s marginal rate. After-tax holding cost = pre-tax cash shortfall less the tax benefit, with the capital gains discount applying on disposal after a qualifying holding period.

Status

This page is a stub. The calculator is not built, no figure on this page has been verified against the authority that sets it, and nothing here should be used to make a decision. The page exists so that the site structure is complete and so that articles can link this concept on first mention.

The stub carries noindex, nofollow and is excluded from the sitemap.