Pay Off Mortgage Versus Invest Calculator
Pay Off Mortgage Versus Invest: a planned Super Calculator tool. Covers balance (currency). Stub page while the tool and its worked example are prepared.
Pay Off Mortgage Versus Invest Calculator is a planned calculator in the real estate section of Super Calculator, covering amortization and payoff.
What this calculator will compute
Inputs: balance (currency), rate (%), remaining term (years), expected return (%), marginal tax rate (%), itemizing (yes or no) and available amount (currency).
Outputs: after-tax mortgage rate (%), expected after-tax investment return (%), terminal wealth per path (currency) and break-even return (%).
Formula, recorded as scope and not yet verified against a primary source: Compares the guaranteed after-tax return from prepaying, equal to the mortgage rate adjusted for any interest deductibility actually realized, against the expected after-tax return of an investment portfolio, over the remaining term and adjusted for liquidity and sequence risk.
Status
This page is a stub. The calculator is not built, no figure on this page has been verified against the authority that sets it, and nothing here should be used to make a decision. The page exists so that the site structure is complete and so that articles can link this concept on first mention.
The stub carries noindex, nofollow and is excluded from the sitemap.