Swiss Mortgage Tranche And Amortization Calculator
Swiss Mortgage Tranche And Amortization: a planned Super Calculator tool. Stub page: the tool, its formula and a worked example are not published yet.
Swiss Mortgage Tranche And Amortization Calculator is a planned calculator in the real estate section of Super Calculator, covering country mortgage regimes.
What this calculator will compute
Inputs: property value (CHF), total mortgage (CHF), first tranche limit (%), target LTV (%), amortization period (years), direct or indirect and marginal tax rate (%).
Outputs: second tranche amount (CHF), annual amortization required (CHF), after-tax cost of direct versus indirect (CHF) and balance path (CHF).
Formula, recorded as scope and not yet verified against a primary source: Swiss mortgages are commonly split into a first tranche that need not be amortized and a second tranche that must be amortized down to a target loan-to-value within a set period. Amortization may be direct, reducing the balance, or indirect through a pillar 3a account pledged to the lender, which preserves the interest deduction.
Status
This page is a stub. The calculator is not built, no figure on this page has been verified against the authority that sets it, and nothing here should be used to make a decision. The page exists so that the site structure is complete and so that articles can link this concept on first mention.
The stub carries noindex, nofollow and is excluded from the sitemap.